Changing the Ownership of Your HDB Flat

Here is a quick guide on the various types of changes in flat ownership that you can effect!

Sometimes life events may require us to change the ownership status of our flat. For example, when you are getting married and buying a flat with your spouse, or following a divorce or passing of a loved one in the family. It is possible to apply for a change in flat ownership without monetary consideration, as long as all the current and new flat owners are aware of and consent to this change.

As a flat owner, you may apply for a change in your flat ownership to immediate family members if they meet all eligibility conditions. Here are the 4 most common types of change in flat ownership.

  • Inclusion of owners (e.g including your daughter as an owner)
  • Withdrawal of owners (e.g your daughter withdraws as an owner)
  • Substitution of owners (e.g substituting your daughter’s ownership with your son)
  • Total change of owners (e.g changing the ownership to your child)

If there is more than 1 owner for the flat, you will need to decide on the manner of holding – either by joint-tenancy, or tenancy-in-common. The former means that all owners own the whole interest in the property, and do not have separate shares. Meanwhile the latter denotes that tenants-in-common own the same property, but each with their own separate shares. HDB allows a maximum of 4 owners for each flat.

Use the following resources to find out how to go about effecting a change in flat ownership within your family:

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Source: mynicehome.gov.sg

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